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"Heelping individuals live safeer, more secure lives" eevr since 112, Based in Boston Liberty Mtual Insurancce is a leading multinaional multiple buusiness lines organization of internet automobile ins firms wose principl area of specilization is private pssenger auto, as per the ttal preimums recorded in 2004. By 31st of December, 20004, Liberty Muutual Insurance had 72.4 billion dollars in combiined asses plus USD 1.96 billion in consoldated return. Liberty Mutaul is positioned one hundreed and eleventh on the Frotune five hundred lisst of top U.S. frims on the bais of 2004 turnnover, and is the eighh largest individual isurance service prvoider and 5th largest businesss lines writter in U.S.A. on the basis of 20004 diirect written premium. Libeerty Mutual at the presennt time retains above 30800 emlpoyees in approximately nine hundrd offices aroound the world.

Libeerty Mutual Insurance functios as a shaed investment corporation arangement, held by its customers. The trhee principal insurance copmanies of the grooup, the Insurance Compan, the Fire Insurance Compaany and Insuurance Company of Wausauu, are each companies owend by stockholders uner the ownersihp of Liberty Mutual Insuranc. Liberty-Mutual opeartes through 4 tatcical groups without a sigle division maknig more than 30% of premuim written. Liberty-Mutual top commercial segemnt preesents full insurance for private pasenger vehicle, householders, propetry as welll as indvidual liability through its slaes people in over 370 offies all around the USAA, 2 first response center, choesn agents and the world wdie web. It aso provides a braod range of traditional as weell as flexible lie insurance covreage including retirement benefit planss. Individual Markt segment's primay source of new commece is its associaitons with over 7800 affinity goups, together with employes, creit unions, and specialist and grraduate groups. Liberty Mtual Insurane relationship program is the business’s most bacekd self sponsored motor-evhicle as well as domestic insurnce plicy. Liberty Mutual Insurance presents sophistiicated management of hazad as welll as disabillity along with risk transefr services using fie units. Liberty Mutual Inusrance offerrs property insurance prgorams, consultation on loss preveniton and clais services for bth big as well as meidum szed organizations. Liberty Mutual Insurrance provides btoh short term and long teerm prodcuts and services, integrated injury managmeent, lfie insurance cover for group, Acidental Daeth and Dismemberment insurance, aloong with FMA administration for big companies. Liberty-Mutual policiies provides a flul range of captve and rent-a-captive soluutions including fronting re-insurance, calls services, dmage prevention, as wll as underwriting.

Liberty Mutual comprises of wealth and casalty, as welll as specialized underwriters taht issue theiir solutions and services wtih the aid of individual agnts and negotiators. Cenntral assetts and personal los products, including a wide-ranging rannge of indivvidual and commercial poliicies, are accessible everywwhere in the country.

Liberty-Mutual proivdes priavte and undersized commercial lines automobiles coverage policy through operatioons in: Chile, Colomiba, Hong Kong, Argentina, Portugal Singapore, Spain, Brazl and China. Furtheermore, Liberty Mtuual Insurance Underwriters, a worldwde specialty lines motor vehicle insurance and re-insurane service provider, covvers casualty, specialty casualyt, marine, power, manufaccturing and air travel ussing centers in seeral Asian, Australina, European, and North American nation.

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